Let's start with a new mindset.
Health, Happiness and debt free.
- Keep a record of all your expenditures.
- At the end of the month make sure you still have money left over, if you don't, then you need to re think your expenses.
- Treat your family budget as a business, call it Family Inc. A corporation will not survive, without a profit.
- Your profit is savings and mortgage. Have a profitable business for your family, it makes a happy healthy year for your household.
- If you are single, you are an Entrepeneur of your own money. If your income and expense do not add up, your business will go under.
- Plan for the upcoming year, think about your RRSP's, save for an emergency. Save for a vacation.
If you are in debt and feeling overwhelmed, seek help and get your financial freedom back.
